/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #333;
    background-color: #ffffff;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Color Variables */
:root {
    --navy: #1a2332;
    --ice-blue: #a8d4f0;
    --light-navy: #2c3e50;
    --dark-ice: #7db4e8;
    --white: #ffffff;
    --light-gray: #f8f9fa;
    --medium-gray: #6c757d;
    --accent: #3498db;
}

/* Typography */
h1 {
    font-size: 3.2rem;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 1.5rem;
}

h2 {
    font-size: 2.5rem;
    font-weight: 600;
    line-height: 1.3;
    margin-bottom: 1rem;
    color: var(--navy);
}

h3 {
    font-size: 1.5rem;
    font-weight: 600;
    line-height: 1.4;
    margin-bottom: 0.75rem;
    color: var(--navy);
}

p {
    font-size: 1.1rem;
    line-height: 1.7;
    margin-bottom: 1rem;
}

.section-subtitle {
    font-size: 1.3rem;
    color: var(--medium-gray);
    margin-bottom: 3rem;
    text-align: center;
}

/* Icons */
.icon {
    width: 24px;
    height: 24px;
}

.icon.large {
    width: 48px;
    height: 48px;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--navy) 0%, var(--light-navy) 100%);
    color: var(--white);
    padding: 2rem 0 6rem;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(circle at 30% 20%, rgba(168, 212, 240, 0.1) 0%, transparent 50%);
    pointer-events: none;
}

.header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 4rem;
    padding: 1rem 0;
}

.logo-container {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.logo {
    width: 40px;
    height: 40px;
}

.brand-name {
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--white);
}

.contact-btn {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    background-color: var(--ice-blue);
    color: var(--navy);
    padding: 0.75rem 1.5rem;
    text-decoration: none;
    border-radius: 6px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.contact-btn:hover {
    background-color: var(--dark-ice);
    transform: translateY(-2px);
}

.hero-main {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
    margin-top: 2rem;
}

.hero-content {
    max-width: 600px;
}

.hero-badge {
    display: inline-block;
    background: linear-gradient(135deg, rgba(168, 212, 240, 0.2) 0%, rgba(168, 212, 240, 0.1) 100%);
    border: 1px solid rgba(168, 212, 240, 0.3);
    color: var(--ice-blue);
    padding: 0.5rem 1rem;
    border-radius: 20px;
    font-size: 0.9rem;
    font-weight: 600;
    margin-bottom: 1.5rem;
    backdrop-filter: blur(10px);
}

.hero h1 {
    color: var(--white);
    font-size: 3.5rem;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 1.5rem;
    background: linear-gradient(135deg, var(--white) 0%, var(--ice-blue) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: 1.3rem;
    color: var(--ice-blue);
    line-height: 1.6;
    margin-bottom: 3rem;
    opacity: 0.9;
}

.hero-features {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 3rem;
    flex-wrap: wrap;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: var(--ice-blue);
    font-weight: 600;
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.1) 0%, rgba(168, 212, 240, 0.1) 100%);
    padding: 0.75rem 1rem;
    border-radius: 12px;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    transition: all 0.3s ease;
}

.feature-item:hover {
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.15) 0%, rgba(168, 212, 240, 0.15) 100%);
    transform: translateY(-2px);
}

.hero-cta {
    display: flex;
    gap: 1rem;
    align-items: center;
}

.cta-primary {
    background: linear-gradient(135deg, var(--ice-blue) 0%, var(--dark-ice) 100%);
    color: var(--navy);
    padding: 1rem 2rem;
    text-decoration: none;
    border-radius: 8px;
    font-weight: 700;
    font-size: 1.1rem;
    transition: all 0.3s ease;
    box-shadow: 0 4px 20px rgba(168, 212, 240, 0.3);
}

.cta-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 30px rgba(168, 212, 240, 0.4);
}

.cta-secondary {
    color: var(--ice-blue);
    text-decoration: none;
    font-weight: 600;
    padding: 1rem 1.5rem;
    border: 2px solid rgba(168, 212, 240, 0.3);
    border-radius: 8px;
    transition: all 0.3s ease;
}

.cta-secondary:hover {
    background: rgba(168, 212, 240, 0.1);
    border-color: var(--ice-blue);
    color: var(--white);
}

.hero-visual {
    position: relative;
}

.hero-image-container {
    position: relative;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(26, 35, 50, 0.4);
    transform: perspective(1000px) rotateY(-5deg) rotateX(5deg);
    transition: transform 0.3s ease;
}

.hero-image-container:hover {
    transform: perspective(1000px) rotateY(-2deg) rotateX(2deg);
}

.hero-image {
    width: 100%;
    height: 500px;
    object-fit: cover;
    display: block;
}

.hero-overlay {
    position: absolute;
    top: 2rem;
    right: 2rem;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.metric-card {
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.95) 0%, rgba(255, 255, 255, 0.9) 100%);
    backdrop-filter: blur(20px);
    padding: 1rem 1.5rem;
    border-radius: 12px;
    box-shadow: 0 8px 32px rgba(26, 35, 50, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.2);
    text-align: center;
    min-width: 120px;
}

.metric-label {
    display: block;
    font-size: 0.8rem;
    color: var(--medium-gray);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 0.25rem;
}

.metric-value {
    display: block;
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--navy);
}

/* Overview Section */
.overview {
    padding: 5rem 0;
    background-color: var(--light-gray);
}

.overview h2 {
    text-align: center;
    margin-bottom: 1rem;
}

.overview-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.overview-item {
    background-color: var(--white);
    padding: 2rem;
    border-radius: 16px;
    text-align: center;
    box-shadow: 0 8px 32px rgba(26, 35, 50, 0.12);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.overview-item:hover {
    transform: translateY(-8px);
    box-shadow: 0 16px 48px rgba(26, 35, 50, 0.2);
}

.overview-item .icon {
    width: 48px;
    height: 48px;
    margin-bottom: 1rem;
}

/* Features Section */
.features {
    padding: 5rem 0;
    background-color: var(--white);
}

.features h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.feature-card {
    background: linear-gradient(135deg, var(--white) 0%, var(--light-gray) 100%);
    padding: 2rem;
    border-radius: 16px;
    text-align: center;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
    box-shadow: 0 4px 20px rgba(26, 35, 50, 0.08);
}

.feature-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 40px rgba(26, 35, 50, 0.15);
}

.feature-card .icon {
    width: 48px;
    height: 48px;
    margin-bottom: 1rem;
}

/* Products Section */
.products {
    padding: 5rem 0;
    background: linear-gradient(135deg, var(--navy) 0%, var(--light-navy) 100%);
    color: var(--white);
}

.products h2 {
    color: var(--white);
    text-align: center;
    margin-bottom: 1rem;
}

.products .section-subtitle {
    color: var(--ice-blue);
}

.products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.product-card {
    background-color: var(--white);
    color: var(--navy);
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 12px 40px rgba(26, 35, 50, 0.15);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.product-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 60px rgba(26, 35, 50, 0.25);
}

.product-header {
    background-color: var(--light-gray);
    padding: 2rem 2rem 1rem;
    position: relative;
    text-align: center;
}

.product-header .icon {
    width: 48px;
    height: 48px;
    margin-bottom: 1rem;
}

.product-badge {
    position: absolute;
    top: 1rem;
    right: 1rem;
    background-color: var(--ice-blue);
    color: var(--navy);
    padding: 0.5rem 1rem;
    border-radius: 20px;
    font-size: 0.9rem;
    font-weight: 600;
}

.product-pricing {
    padding: 1.5rem 2rem;
    text-align: center;
    background: linear-gradient(135deg, var(--light-gray) 0%, rgba(168, 212, 240, 0.05) 100%);
    border-bottom: 1px solid #e0e0e0;
}

.price-main {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 0.25rem;
}

.price-period {
    font-size: 1rem;
    font-weight: 500;
    color: var(--medium-gray);
}

.price-subtitle {
    font-size: 0.9rem;
    color: var(--medium-gray);
    font-weight: 500;
}

.product-features {
    padding: 2rem;
}

.product-features ul {
    list-style: none;
    margin: 1.5rem 0;
}

.product-features li {
    padding: 0.5rem 0;
    position: relative;
    padding-left: 1.5rem;
}

.product-features li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--accent);
    font-weight: bold;
}

.product-btn {
    display: block;
    text-align: center;
    background-color: var(--navy);
    color: var(--white);
    padding: 1rem 2rem;
    text-decoration: none;
    margin: 2rem;
    border-radius: 6px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.product-btn:hover {
    background-color: var(--light-navy);
    transform: translateY(-2px);
}

.product-btn.primary {
    background-color: var(--ice-blue);
    color: var(--navy);
}

.product-btn.primary:hover {
    background-color: var(--dark-ice);
}

/* Benefits Section */
.benefits {
    padding: 5rem 0;
    background-color: var(--white);
}

.benefits-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.benefit-item {
    display: flex;
    gap: 1rem;
    margin-bottom: 2rem;
}

.benefit-item .icon {
    width: 32px;
    height: 32px;
    margin-top: 0.5rem;
}

.benefits-image-placeholder {
    background: linear-gradient(135deg, rgba(26, 35, 50, 0.05) 0%, rgba(168, 212, 240, 0.05) 100%);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 8px 32px rgba(26, 35, 50, 0.1);
}

.benefits-image {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: 12px;
    transition: transform 0.3s ease;
}

.benefits-image:hover {
    transform: scale(1.02);
}

/* Risk Management Section */
.risk-management {
    padding: 5rem 0;
    background-color: var(--light-gray);
}

.risk-management h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.risk-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.risk-category {
    background-color: var(--white);
    padding: 2rem;
    border-radius: 16px;
    text-align: center;
    box-shadow: 0 8px 32px rgba(26, 35, 50, 0.12);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.risk-category:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 48px rgba(26, 35, 50, 0.18);
}

.risk-category .icon {
    width: 48px;
    height: 48px;
    margin-bottom: 1rem;
}

/* Governance Section */
.governance {
    padding: 5rem 0;
    background-color: var(--white);
}

.governance-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.governance-image-placeholder {
    background: linear-gradient(135deg, rgba(26, 35, 50, 0.05) 0%, rgba(168, 212, 240, 0.05) 100%);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 8px 32px rgba(26, 35, 50, 0.1);
}

.governance-image {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: 12px;
    transition: transform 0.3s ease;
}

.governance-image:hover {
    transform: scale(1.02);
}

.governance-features {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin-top: 2rem;
}

.governance-feature {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem;
    background: linear-gradient(135deg, var(--light-gray) 0%, rgba(168, 212, 240, 0.1) 100%);
    border-radius: 12px;
    transition: transform 0.3s ease;
}

.governance-feature:hover {
    transform: translateX(8px);
}

/* Testimonials Section */
.testimonials {
    padding: 5rem 0;
    background-color: var(--light-gray);
}

.testimonials h2 {
    text-align: center;
    margin-bottom: 3rem;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 2rem;
}

.testimonial-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: 16px;
    box-shadow: 0 8px 32px rgba(26, 35, 50, 0.12);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.testimonial-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 48px rgba(26, 35, 50, 0.18);
}

.testimonial-image-placeholder {
    width: 100px;
    height: 100px;
    margin-bottom: 1rem;
    overflow: hidden;
    border-radius: 50%;
    box-shadow: 0 4px 16px rgba(26, 35, 50, 0.15);
}

.testimonial-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    border-radius: 50%;
}

.testimonial-content p {
    font-style: italic;
    margin-bottom: 1.5rem;
    color: var(--medium-gray);
}

.testimonial-author strong {
    color: var(--navy);
    display: block;
    margin-bottom: 0.25rem;
}

.testimonial-author span {
    color: var(--medium-gray);
    font-size: 0.95rem;
}

/* Contacts Section */
.contacts {
    padding: 5rem 0;
    background: linear-gradient(135deg, var(--navy) 0%, var(--light-navy) 100%);
    color: var(--white);
}

.contacts h2 {
    color: var(--white);
    text-align: center;
    margin-bottom: 1rem;
}

.contacts .section-subtitle {
    color: var(--ice-blue);
}

.contacts-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin: 3rem 0;
}

.contact-item {
    text-align: center;
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.15) 0%, rgba(168, 212, 240, 0.1) 100%);
    padding: 2rem;
    border-radius: 16px;
    backdrop-filter: blur(10px);
    transition: transform 0.3s ease, background 0.3s ease;
}

.contact-item:hover {
    transform: translateY(-6px);
    background: linear-gradient(135deg, rgba(255, 255, 255, 0.2) 0%, rgba(168, 212, 240, 0.15) 100%);
}

.contact-item .icon {
    width: 32px;
    height: 32px;
    margin-bottom: 1rem;
}

.contact-item h3 {
    color: var(--ice-blue);
    margin-bottom: 0.5rem;
}

.contact-item a {
    color: var(--white);
    text-decoration: none;
    font-weight: 600;
}

.contact-item a:hover {
    color: var(--ice-blue);
}

.contact-item address {
    font-style: normal;
    color: var(--white);
}

.cta-section {
    text-align: center;
    margin-top: 3rem;
}

.cta-btn {
    display: inline-block;
    background-color: var(--ice-blue);
    color: var(--navy);
    padding: 1.25rem 2.5rem;
    text-decoration: none;
    border-radius: 6px;
    font-size: 1.2rem;
    font-weight: 700;
    transition: all 0.3s ease;
}

.cta-btn:hover {
    background-color: var(--dark-ice);
    transform: translateY(-3px);
}

/* Footer */
.footer {
    background-color: var(--navy);
    color: var(--white);
    padding: 3rem 0;
}

.footer-content {
    display: grid;
    grid-template-columns: 1fr 2fr 1fr;
    gap: 2rem;
    align-items: center;
}

.footer-brand {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.footer-brand .logo {
    width: 32px;
    height: 32px;
}

.footer-brand .brand-name {
    font-size: 1.5rem;
    font-weight: 700;
}

.footer-links {
    display: flex;
    justify-content: center;
    gap: 2rem;
    flex-wrap: wrap;
}

.footer-links a {
    color: var(--ice-blue);
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: var(--white);
}

.footer-info {
    text-align: right;
}

.footer-info p {
    color: var(--ice-blue);
    margin-bottom: 0.5rem;
    font-size: 0.95rem;
}

/* Responsive Design */
@media (max-width: 768px) {
    .container {
        padding: 0 15px;
    }

    h1 {
        font-size: 2.5rem;
    }

    h2 {
        font-size: 2rem;
    }

    .hero-main {
        grid-template-columns: 1fr;
        gap: 3rem;
        text-align: center;
    }

    .hero h1 {
        font-size: 2.8rem;
    }

    .hero-cta {
        flex-direction: column;
        align-items: stretch;
    }

    .hero-image-container {
        transform: none;
    }

    .hero-image {
        height: 300px;
    }

    .hero-overlay {
        position: static;
        flex-direction: row;
        justify-content: center;
        margin-top: 1rem;
    }

    .hero-features {
        justify-content: center;
        gap: 1rem;
    }

    .feature-item {
        justify-content: center;
    }

    .benefits-content,
    .governance-content {
        grid-template-columns: 1fr;
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .header {
        flex-direction: column;
        gap: 1rem;
        text-align: center;
    }

    .footer-content {
        grid-template-columns: 1fr;
        text-align: center;
        gap: 1rem;
    }

    .footer-info {
        text-align: center;
    }

    .footer-links {
        flex-direction: column;
        gap: 1rem;
    }

    .price-main {
        font-size: 2rem;
    }
}

@media (max-width: 480px) {
    .hero h1 {
        font-size: 2.2rem;
    }

    .hero-features {
        flex-direction: column;
        align-items: center;
    }

    .hero-overlay {
        flex-direction: column;
        align-items: center;
    }
}